So times are hard right now, the economy sucks. But I need to show some gratitude to the crotchety old Husband... it is due to his diligence (along with my willingness) that we have zero credit card debt, and never have had any. We have never over purchased. We don't live extravagantly. We have luxuries, we afford our children things that they don't need but will enrich their lives. I stay at home with my kids and am so utterly grateful for that.
This all hits me when I think about people who are living above their means. People who can barely make their rent or mortgage payment, yet they're out buying "stuff" that is a luxury. People who have no health insurance for their kids, yet they MUST have a Wii. It bothers me. If you have credit card debt, should you be buying anything that is a luxury? Maybe that sounds judgemental, and it might be. But maybe it's just common sense. Everyone should be buckling down right now. It's necessity time, not luxury time. And save your credit cards for emergencies... sometimes credit card debt is necessary. What isn't necessary is a credit card maxed out with frivolous purchases.
My husband is smart; very smart actually. You taught me well, you old miser.
Thursday, February 05, 2009
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4 comments:
Yeah, as annoying as it may be sometimes. I am also thankful for my old miser.
We made the mistake of getting one to "improve our credit" and ended up letting it get out of hand.
LUCKILY, we done away with that thing about 2 years ago and are now taking care of paying it off.
We will NEVER have another. We made the mistake and learned from it.
Heather I think our hubbies are a lot alike!
Trista, I think the people who actually get out of cc debt are the ones who will NEVER end up there again. Good for you!
Traumaconomy... what a great word. I feel ya' things are bad and there are some things that just need to go on the back burner for a while.
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